FG Life Insights

Answers to Your Pathfinder App FAQs

Posted by marketing communications on Tue, Oct 21, 2014 @ 10:00 AM

I just downloaded the Pathfinder App. How do I log in?

Simply open your Pathfinder App and click the Own Your Future tab. Click on the pencil tab where you will be prompted to enter your email address and password. If you already have an account, simply enter your email address and password here. 

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How Will E Cigarettes Affect My Insurance Rates?

Posted by marketing communications on Thu, Oct 02, 2014 @ 09:30 AM

 

E Cigarettes are posing quite the conundrum for life insurers. Insurers aren't yet sure how to classify these nicotine users and it can mean higher premiums for a fast growing demographic. Currently, people classified as smokers pay much higher premiums than non-smokers, and e cigarette users are still classified as smokers. The rapid growth of the industry has provided little research on whether the vapor industry shares the same health disadvantages as cigarettes. 

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Why Safe Income Plus Annuity from Fidelity & Guaranty Life Insurance Company?

Posted by marketing communications on Thu, Sep 25, 2014 @ 09:30 AM

We all know saving for retirement can seem overwhelming! But, we all want to be comfortable in retirement. No one wants to worry excessively about money. What’s one vehicle that can help your clients get the comfortable retirement they deserve? Annuities! They can provide level, guaranteed income payments for life.

Our newest fixed deferred indexed annuity Safe Income Plus may help your clients even more than the average annuity. Because Safe Income Plus from Fidelity & Guaranty Life Insurance Company has extremely competitive payout tables, they can receive a LARGER income stream in retirement, if the Enhanced Guaranteed Minimum Withdrawal Benefit (EGMWB) rider is chosen. The EGMWB rider on Safe Income Plus offers some of the highest payout tables in the industry. 

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Topics: Fidelity & Guaranty Life, Fixed Deferred Annuity

Safe Income Plus FIA = Higher Income in Retirement

Posted by marketing communications on Tue, Sep 23, 2014 @ 09:35 AM

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Topics: Fidelity & Guaranty Life, Fixed Indexed Annuity

Fidelity & Guaranty Life Featured on KCWI

Posted by marketing communications on Thu, Jul 24, 2014 @ 10:30 AM

Good Day KCWI!

Paul Tyler, Senior Vice President, Strategy and Business Development made a visit to Des Moines-based KCWI television station today. The subject of the discussion was how to help your elderly best manage their finances in their later years. Almost everyone has a personal story to share on the topic. Check out what he had to say about starting that pretty difficult - and sometimes awkward - conversation with parents in the video below.

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Topics: Life Insurance, Fidelity & Guaranty Life, Aging, Retirement Planning

How Do I Talk to My Aging Parents About Their Finances

Posted by marketing communications on Thu, Jul 17, 2014 @ 09:30 AM

We’ve decided that we do need to talk to our parents about aging. But how do we even begin to talk to them about aging and their finances? You’re very lucky if you have the type of relationship with your parents that you can just jump right in there! Most of us though may feel that we need to tread very lightly around conversations about finances and caregiving. Family discussions about money are never easy. 

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Topics: Aging, Financial Planning, Retirement Planning, Difficult Conversations, Financial Freedom

When You Should Talk to Your Parents About Aging

Posted by marketing communications on Tue, Jul 15, 2014 @ 09:30 AM

We’ve already determined that we should talk to our parents about aging.  We want to know what their wishes are and we want to be able to help.  Parents and loved ones need to know that you’re not just being nosey.  You’re asking the questions about their finances and caregiving wishes because you want what’s best for them.But when should you talk to your parents about aging?  It may seem like it’s never a good time, and you may think about putting it off. 

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Topics: Aging, Financial Planning, Retirement Planning, Difficult Conversations

Why You Should Talk to Your Parents About Aging

Posted by marketing communications on Thu, Jul 10, 2014 @ 09:30 AM

Your cousin’s father, Uncle Joe was a spry guy who lived life to the fullest, so everyone thought he’d live forever! His wife had unfortunately passed away a few years before, but he was adjusting to life on his own: still driving, playing cards and enjoying hanging out with his friends and family. No one thought that it was time to have the critical conversation with him about aging. 

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Topics: Retirement, Aging, Financial Planning, Retirement Planning

Jump Into Retirement

Posted by marketing communications on Tue, Jul 08, 2014 @ 09:30 AM

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Topics: Retirement, Retirement Planning

Fixed Indexed Universal Life (FIUL): Worth Another Look for College

Posted by marketing communications on Thu, Jul 03, 2014 @ 09:30 AM

Everyone says that purchasing a life insurance policy is a good idea. If something were to happen to you, your family would be financially stable. They’d be able to pay off the mortgage, the car and any other financial obligations.

But did you know that in addition to providing a death benefit, you can also take a loan against your fixed indexed universal life or FIUL? Taking a loan against your FIUL makes sense when you look at this scenario:

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Topics: fixed indexed universal life

"FGL" when used herein refers to Fidelity & Guaranty Life, the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York and, in New York only, Fidelity & Guaranty Life Insurance Company of New York. Each Fidelity & Guaranty Life Company is soley responsible for its contractual commitments. Fidelity & Guaranty Life Insurance Company, Des Moines, IA.